How to use iPhone Camera App for UPI Payment [Steps]

Tips to use iPhone Camera App for UPI Payment

In this post, we are going to discuss on “How to use iPhone Camera App for UPI Payment”. You will be guided with easy steps/methods to use iPhone Camera App for UPI Payment. Let’s starts the discussion.

‘UPI Payment’: UPI stands for Unified Payments Interface. UPI is instant real-time payment system designed & developed by National Payments Corporation of India (NPCI) facilitating inter-bank P2P (peer-to-peer) and P2M (person-to-merchant) transactions. The interface is regulated by RBI (Reserve Bank of India) and works by instantly transferring funds between two banks on mobile platforms.

UPI Payment in India’: On 20 April 2020, Google added support for UPI payment in India to buy membership of YouTube Premium and YouTube Music either directly through website or on mobile application. From July 2021, Apple IPhone, iPad, and iPod touches users in India can use UPI on App Store and iTunes store.

Apple Company introduced India –exclusive feature that will simplify the UPI payment flow for iPhone users with the release if Apple iOS 15. Apple Company now offers you can scan UPI QR codes from ‘Camera’ App on your IPhone running iOS 15 and choose from up to 10 of your most recently used UPI apps for merchants payments. In sort, upgrading your IPhone to iOS 15 version will allow you to use iPhone Camera App for UPI Payment.

iOS 15 new feature allows you to use iPhone Camera App for UPI Payment:

Apple Company recently released iOS 15 – the latest iOS version which includes a feature offers you can now select your most recently used UPI payment apps inside Camera App when scanning UPI QR codes to complete the payments. If you are running Beta Version of iOS 15, you won’t get access to this feature. In sort, you will need to upgrade your IPhone to iOS 15 version in order to use iPhone Camera App for UPI Payment in your IPhone.

To update iPhone/Upgrade iPhone to iOS 15, you need to open ‘Settings’ App in your IPhone and go to ‘General > Software Update’, and download & install the official version of iOS 15 in your device. Once updated, restart your IPhone to save the changes and then you can try using iPhone Camera App for UPI Payment.

How to use iPhone Camera App for UPI Payment?

Step 1: At first, you should make sure ‘Scan QR Codes’ toggle is enabled in your Camera Settings in IPhone. To do so, open ‘Settings’ App and go ‘Camera’ on your IPhone and check if ‘Scan QR Codes’ option is enabled.

Step 2: Now, launch ‘Camera’ App in IPhone and point the camera at UPI QR Code you want to scan. The moment camera app recognizes the QR Code, your most recently used UPI payment app will show up in ‘Viewfinder’. Tap on ‘App Link’ link ‘Google Pay’ link

Step 3: If a popup is appeared saying ‘Camera wants to open [UPI Payments app name]’, then tap ‘Open’ to continue. After that, go through the usual process to make payment, like you will need to enter amount, add a message, and hit ‘Send’ button to enter UPI PIN and authorize the transactions

How to access recently used UPI Payment Apps in iOS 15 Camera App?

Step 1: You can try another UPI payment instead of one suggested by the Camera App and to do so, you need to tap on ‘QR Code Scanner’ icon right to the ‘Recently Used UPI Payment App’ and select the UPI payment app from list of apps

Step 2: After that, repeat ‘step 2 and step 3’ of above method to finish transaction like if asked for permission, tap ‘Open’ to continue, fill required field like amount you want to transfer, and so on.

List of UPI Payment Apps that support IPhone Camera QR Code Scanning:

As mentioned, you can use iPhone Camera App for UPI Payment on IPhone with iOS 15 version installed or upgraded to iOS 15. Once you have updated iPhone to iOS 15, now you can use this feature. However, you should also check the list of UPI payment apps that support Camera App for QR Code scanning in order to prevent any compatibility issue. Let’s take a look at list of UPI Payment apps that support QR Code Scanning feature in India.

  • BHIM (should support all bank-specific BHIM apps)
  • PhonePe
  • Paytm
  • Freecharge
  • Google Pay
  • Amazon Pay
  • Jio Pay
  • WhatsApp Pay
  • Mobikwik
  • PayZapp
  • Airtel UPI Pay

Use iPhone Camera App for UPI Payment in India:

With iOS 15 – the latest iOS version for iPhone, you can use your IPhone Camera App to scan UPI QR Codes to make UPI payment transactions in India. It is great to see Apple cozying up to India’s popular UPI framework. Apple Company recently added UPI, Rupay cards, and net banking as supported payments methods on App Store. It means you can use iPhone Camera App for UPI Payment in India with ease. That’s all. For any suggestions or queries, please write on comment box below.

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